TRUSTEE SALES

Current Sales

File No.

8292.1

Property Address

22227 West Dixileta Drive
Wittmann, Arizona 85361

County

Maricopa

Original Sale Date

8/20/2026

Sale Date

9/8/2026

Sale Time

10:00 a.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Christopher J. Charles, Esq.

Trustor

Joshua E. Johnson and Lauren S. Johnson

Original
Loan Amount

$550,000.00

File No.

8273.1

Property Address

39105 North 9th Avenue
Phoenix, Arizona 85086

County

Maricopa

Original Sale Date

7/7/2026

Sale Date

9/3/2026

Sale Time

10:00 a.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Christopher J. Charles, Esq.

Trustor

Leonard Aguilar

Original
Loan Amount

$85,000.00

File No.

3617.3

Property Address

18202 North Cave Creek Road, Units 105, 126, 143, 144, 146, 147, 205, 213, and 225
Phoenix, Arizona 85032

County

Maricopa

Original Sale Date

1/22/2026

Sale Date

9/15/2026

Sale Time

11:00 a.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Christopher J. Charles, Esq.

Trustor

Drycreek Management, LLC

Original
Loan Amount

$1,131,772.00

File No.

6011.58

Property Address

7239 East Inverness Avenue
Mesa, Arizona 85209

County

Maricopa

Original Sale Date

9/17/2026

Sale Date

9/17/2026

Sale Time

10:00 a.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Tyler S. Stine, Esq.

Trustor

Ryan M. Lock

Original
Loan Amount

$232,896.00

File No.

6011.92

Property Address

1820 East Devlin Avenue
Kingman, Arizona 86401

County

Mohave

Original Sale Date

10/15/2026

Sale Date

10/15/2026

Sale Time

2:00 p.m.

Sale Location

Courthouse Steps – Mohave County Superior Court
415 Spring Street
Kingman, Arizona 86401

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Tyler S. Stine, Esq.

Trustor

Gerald Dewain Engle and Jeffery David Engle

Original
Loan Amount

$45,961.25

File No.

6011.91

Property Address

27109 North 239th Avenue
Wittmann, Arizona 85361

County

Maricopa

Original Sale Date

10/15/2026

Sale Date

10/15/2026

Sale Time

2:30 p.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Tyler S. Stine, Esq.

Trustor

Amanda M. Ellerman and Kenneth B. Ellerman and Audra M. Richard

Original
Loan Amount

$161,139.14

File No.

6011.94

Property Address

0 Coles Road
Saint Johns, Arizona 85936

County

Apache

Original Sale Date

11/24/2026

Sale Date

11/24/2026

Sale Time

2:00 p.m.

Sale Location

Courthouse Steps – Apache County Superior Court
75 West Cleveland Street
Saint Johns, Arizona 85396

Status of Sale

Proceeding as Scheduled

Opening Credit Bid

TBD

Trustee

Tyler S. Stine, Esq.

Trustor

Barry J. Clark and
Anna L. Clark

Original Loan Amount

$366,322.71

File No.

6011.95

Property Address

3807 W. Abraham Lane
Glendale, Arizona 85308

County

Maricopa

Original Sale Date

12/1/2026

Sale Date

12/1/2026

Sale Time

10:00 a.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Tyler S. Stine, Esq.

Trustor

Rebecca Rosales and Yvette Marie Bustamante

Original
Loan Amount

$219,198.00

File No.

6011.96

Property Address

7750 E. Broadway Road, #553
Mesa, Arizona 85208

County

Maricopa

Original Sale Date

12/1/2026

Sale Date

12/1/2026

Sale Time

10:30 a.m.

Sale Location

Conference Room 1
Provident Law®
16100 North 71st Street
Suite 350
Scottsdale, Arizona 85254

Status of Sale

Proceeding as Scheduled

Opening
Credit Bid

TBD

Trustee

Tyler S. Stine, Esq.

Trustor

Jacque Kay Smith

Original
Loan Amount

$174,343.00

Current Sales

File No.
Property Address
County
Original Sale Date
Sale Date
Sale Time
Sale Location
Status of Sale
Opening Credit Bid
Trustee
Trustor
Original Loan Amount

8292.1

22227 West Dixileta Drive, Wittmann, Arizona 85361

Maricopa

8/20/2026

9/8/2026

10:00 a.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Christopher J. Charles, Esq.

Joshua E. Johnson and Lauren S. Johnson

$550,000.00

8273.1

39105 North 9th Avenue, Phoenix, Arizona 85086

Maricopa

7/7/2026

10/29/2026

10:00 a.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Christopher J. Charles, Esq.

Leonard Aguilar

$85,000.00

3617.3

18202 North Cave Creek Road
Units 105, 126, 143, 144, 146, 147, 205, 213, and 225
Phoenix, Arizona 85032

Maricopa

1/22/2026

9/15/2026

11:00 a.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Christopher J. Charles, Esq.

Drycreek Management LLC

$1,131,772.00

6011.58

7239 East Inverness Avenue, Mesa, Arizona 85209

Maricopa

9/17/2026

9/17/2026

10:00 a.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Tyler S. Stine, Esq.

Ryan M. Lock

$232,896.00

6011.92

1820 East Devlin Avenue, Kingman, Arizona 86409-1968

Mohave

10/15/2026

10/15/2026

2:00 p.m.

Courhouse Steps, Mohave County Superior Court, 415 Springs Street, Kingman, Arizona 86401

Proceeding as Scheduled

TBD

Tyler S. Stine, Esq.

Gerald Dewain Engle and Jeffery David Engle

$45,961.25

6011.91

27109 North 239th Avenue, Wittmann, Arizona 85361

Maricopa

10/15/2026

10/15/2026

2:30 p.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Tyler S. Stine, Esq.

Amanda M. Ellerman and Kenneth B. Ellerman and Audra M. Richard

$161,139.14

6011.94

0 Coles Road Saint Johns, Arizona 85936

Apache

11/24/2026

11/24/2026

2:00 p.m.

Courthouse Steps – Apache County Superior Court 75 West Cleveland Street
Saint Johns, Arizona 85396

Proceeding as Scheduled

TBD

Tyler S. Stine, Esq.

Barry J. Clark and Anna L. Clark

$366,322.71

6011.95

3807 W. Abraham Lane Glendale, Arizona 85308

Maricopa

12/1/2026

12/1/2026

10:00 a.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Tyler S. Stine, Esq.

Rebecca Rosales and Yvette Marie Bustamante

$219,198.00

6011.96

7750 E. Broadway Road, #553 Mesa, Arizona 85208

Maricopa

12/1/2026

12/1/2026

10:30 a.m.

Conference Room 1, Provident Law®, 16100 North 71st Street, Suite 350, Scottsdale, Arizona 85254

Proceeding as Scheduled

TBD

Tyler S. Stine, Esq.

Jacque Kay Smith

$174,343.00

NOTICE TO ALL POTENTIAL BUSINESS ENTITY AND TRUST BIDDERS

Effective March 1, 2026, federal Anti-Money Laundering regulations issued by the Federal Financial Crimes Enforcement Network (“FinCEN”) require reporting for transfers of residential real property (1-4 dwelling units, including condominiums) to legal entities, trusts, shell companies, and similar legal structures. Accordingly, if you intend to bid or purchase property at a forthcoming Provident Law® foreclosure sale in the name of an LLC, corporation, trust, partnership, or other legal entity, you will be required to provide all additional information, documentation, and/or certifications regarding vesting and beneficial ownership if the entity or trust is the highest bidder, to the Trustee within three (3) days following the sale, before a Trustee’s Deed will be issued. Failure to timely provide the required information to the Trustee will delay issuance and recordation of the Trustee’s Deed with the appropriate county recorder. These requirements do not apply to individual bidders.

 

Please find additional information regarding FinCEN regulations at:

Financial Crimes Enforcement Network

https://www.fincen.gov/rre

Federal Anti-Money Laundering Regulations

https://www.federalregister.gov/documents/2024/08/29/2024-19198/anti-money-laundering-regulations-for-residential-real-estate-transfers

Our trustee sales attorneys at Provident Law® regularly handle all aspects of trustee sales, whether resulting from judicial foreclosure or non-judicial proceedings. With our decades of experience as Arizona real estate lawyers, we have conducted numerous trustee sales statewide on behalf of creditors to recoup their investment after a borrower defaults. In conjunction with your trustee sale, we also can represent your interests in any related legal needs.

We can consider your case and determine the most expedient manner for pursuing your entity’s real estate investment when a default occurs. Every situation is different, so we must consider the best strategy to meet your needs and obtain maximum results with efficiency and cost-effectiveness.

Conducting Trustee Sales After Default

When a borrower defaults or fails to pay a mortgage loan, lenders can choose a trustee sale, which is a non-judicial mortgage foreclosure mechanism. A trustee sale bypasses the judicial system altogether, which often makes it quicker and less costly.

We will issue a notice of trustee sale 90 days before the date the sale is to occur. The notice requirements for a trustee sale are complex, involving a combination of recording, mailing, posting, and newspaper publication. Strict adherence to statutory requirements is key to avoid errors from adversely affecting the validity of the sale.

The trustee then conducts a public auction, taking bids for the real estate in question. The highest bidder takes ownership to the property through a trustee’s deed. If no one bids on the property, the lender can claim the property.

From pre-sales requirements to the trustee sale process, a real estate attorney at Provident Law® can guide you through every step of the process. Our skilled team of attorneys can evaluate your case, determine the best course of action, and promptly handle disposition of the real estate secured by the mortgage loan that now is in default. Together, we can examine all available options and begin the process necessary to recover your investment. We keep you informed from the outset of the process to its conclusion, handling not only all details of the trustee sale, but any legal issues that arise in conjunction with the sale.

Contact Provident Law® to Handle Your Trustee Sale

We understand that your primary consideration when borrowers default is to safeguard your investment. Our goal is to help you recoup the maximum amount of your investment in the subject real estate as quickly and efficiently as possible.

While many attorneys handle real estate transactions, trustee sales require specific knowledge that many attorneys lack. Our years of experience representing creditors in trustee sales and foreclosure proceedings enable us to provide you the prompt and attentive service that you need and deserve. Lenders, investors, title companies, and foreclosure companies appreciate our high level of individualized customer service. They also value our ability to handle a wide range of trustee sale services for lenders throughout the state of Arizona for both smaller and more high-volume clients.

Lenders seeking to maximize recoveries on defaulted loans can entrust Provident Law® for premier nonjudicial foreclosure services. We serve as a dynamic augmentation of your team, delivering all-inclusive solutions and consistent communication from the initial pre-foreclosure stages of notice through to the trustee’s sale. Our team provides quick turnaround/responses for our clients and attorneys are readily available to answer questions.

Contact Provident Law® online or call (480) 388-3343 today to consult with one of our experienced Arizona real estate lawyers.

Get Your Copy of Christopher Charles’ Arizona Real Property Law and Practice